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USCB FINANCIAL HOLDINGS, INC.

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

USCB$19.88-0.1%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 3. Legal Proceedings

We are not currently subject to any material legal proceedings. We are from time to time subject to claims and litigation

arising

in

the

course

of

These

claims

and

may

include,

among

other

things,

allegations

of

violation of banking and other applicable regulations, competition

law, labor laws and consumer

protection laws, as well as

claims or

to intellectual

property,

securities, breach

of contract

and tort.

We

intend to

defend ourselves

vigorously against any pending or future claims and litigation.

There can be no

assurance that any

future legal proceedings

to which we are

a party will not

be decided adversely

to

our interests and have a material adverse effect

on our financial condition and operations.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.