USCB FINANCIAL HOLDINGS, INC.
For the period ended Dec 31, 2025. Filed Mar 13, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 13, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Operations
except per share data)
Interest income:
Loans, including fees
$
128,160
$
115,236
13,715
11,480
Interest-bearing deposits in financial institutions
3,612
4,517
Total interest income
145,487
131,233
Interest expense:
Interest-bearing checking deposits
1,283
1,509
Savings and money markets deposits
38,027
40,098
18,104
13,354
Federal Home Loan Bank advances
3,238
6,336
1,205
Total interest expense
61,857
61,297
Net interest income before provision for
83,630
69,936
2,297
3,157
Net interest income after provision for
81,333
66,779
Non-interest income:
Service fees
9,603
8,839
(Loss) gain on sale of securities available for
sale, net
(7,526)
Gain on sale of loans held for sale, net
1,001
Other non-interest income
3,514
3,140
Total non-interest income
6,592
12,740
Non-interest expense:
Salaries and employee benefits
32,167
28,793
Occupancy
5,330
5,258
Regulatory assessment and fees
1,637
1,766
Consulting and legal fees
1,941
1,568
Network and information technology services
2,324
1,993
Other operating expense
8,610
7,664
Total non-interest expense
52,009
47,042
Net income before income tax expense
35,916
32,477
Income tax expense
9,816
7,803
26,100
24,674
$
26,100
$
24,674
Per share information:
Earnings per share, basic
$
1.34
$
1.25
Earnings per share, diluted
$
1.33
$
1.24
Weighted average shares outstanding:
Common shares, basic
Common shares, diluted
19,650,814
19,831,421
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.