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BANK OF THE JAMES FINANCIAL GROUP INC

For the period ended Dec 31, 2024. Filed Mar 26, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 26, 2025

BOTJ$25.67+3.5%Stored close · as of Nov 10, 2026

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Item 14. Principal Accountant Fees and Services

ices

The response to this Item will be included in the information set forth under the heading “Independent Registered Public Accounting Firm” in the 2025 Proxy Statement and is hereby incorporated by reference. Our independent registered public accounting firm for the year ended December 31, 2023 was Yount, Hyde & Barbour, Winchester, Virginia, US PCAOB Auditor Firm I.D.:613. Our independent registered public accounting firm for the year ended December 31, 2024 is Elliott Davis, PLLC Raleigh, North Carolina, US PCAOB Auditor Firm I.D.:149.

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