USCB FINANCIAL HOLDINGS INC

except share and per share data)

ASSETS:

$

8,019

$

6,605

33,043

47,563

Total cash and cash equivalents

41,062

54,168

Investment securities held to maturity net allowance of

$

and $0, respectively (fair value $

155,510

and

$

169,088

, respectively)

174,974

188,699

Investment securities available for sale, at fair value

229,329

230,140

Federal Home Loan Bank stock, at cost

10,153

2,882

Loans held for investment, net of allowance of

$

21,084

and $

17,487

, respectively

10,688

7,546

Premises and equipment, net

4,836

5,263

Bank owned life insurance

51,781

42,781

Deferred tax asset, net

37,282

42,360

Lease right-of-use asset

11,423

14,395

7,822

7,749

Total assets

$

$

LIABILITIES:

Deposits:

Demand

$

552,762

$

629,776

915,853

47,702

66,675

288,403

216,977

Total deposits

Federal Home Loan Bank advances

183,000

46,000

Lease liability

11,423

14,395

Accrued interest and other liabilities

15,563

13,730

Total liabilities

2,147,125

1,903,406

Commitments and contingencies (See Notes 10

and 18)

(nil)

(nil)

STOCKHOLDERS' EQUITY:

Preferred stock - Class C; $

1.00

1,000

52,748

shares

Preferred stock - Class D; $

1.00

5.00

12,309,480

shares

Preferred stock - Class E; $

1.00

1,000

3,185,024

shares

Common stock - Class A Voting; $

1.00

par value;

45,000,000

shares authorized;

and

issued and outstanding as of December 31,

2023 and 2022

19,575

20,001

Common stock - Class B Non-voting; $

1.00

par value;

8,000,000

shares authorized; 0 issued and 0

outstanding as of December 31, 2023 and 2022

Additional paid-in capital on common stock

305,212

311,282

Accumulated deficit

(88,548)

Accumulated other comprehensive income (loss)

(44,271)

Total stockholders' equity

191,968

182,428

Total liabilities and stockholders' equity

$

$