JUNIATA VALLEY FINANCIAL CORP
For the period ended Jun 30, 2025. Filed Aug 13, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 13, 2025
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Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
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| PART I - FINANCIAL INFORMATION | ||
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| Item 1. | Financial Statements | 3 |
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| | Consolidated Statements of Financial Condition as of June 30, 2025 (Unaudited) and December 31, 2024 | 3 |
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| | Consolidated Statements of Income for the Three and Six Months Ended June 30, 2025 and 2024 (Unaudited) | 4 |
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| | Consolidated Statements of Comprehensive Income for the Three and Six Months Ended June 30, 2025 and 2024 (Unaudited) | 5 |
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| | Consolidated Statements of Stockholders’ Equity for the Three and Six Months Ended June 30, 2025 and 2024 (Unaudited) | 6 |
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| | Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2025 and 2024 (Unaudited) | 8 |
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| | Notes to Consolidated Financial Statements (Unaudited) | 9 |
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| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 40 |
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| Item 3. | Not applicable. | |
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| Item 4. | Controls and Procedures | 54 |
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| PART II - OTHER INFORMATION | ||
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| Item 1. | Legal Proceedings | 54 |
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| Item 1A. | Risk Factors | 54 |
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| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 55 |
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| Item 3. | Defaults upon Senior Securities | 55 |
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| Item 4. | Mine Safety Disclosures | 55 |
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| Item 5. | Other Information | 55 |
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| Item 6. | Exhibits | 56 |
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| | Signatures | 57 |
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