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Midas Edge

Esquire Financial Holdings, Inc.

For the period ended Jun 30, 2025. Filed Aug 8, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 8, 2025

ESQ$131.84-1.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Consolidated Statements of Income

​​​​​​​​​​​​​
​ · ​ · Three Months Ended June 30, · ​ · Six Months Ended June 30,
​2025202420252024
Interest income:​​​​​​​​​​​​
Loans held for investment​$28,762​$24,216​$55,572​$47,605
Securities, includes restricted stock​​3,127​​2,023​​6,169​​3,628
Interest earning cash and other​​1,647​​1,146​​3,308​​2,225
Total interest income​​33,536​​27,385​​65,049​​53,458
​​​​​​​​​​​​​
Interest expense:​​​​​​​​​​​​
Savings, NOW and money market deposits​​4,225​​2,932​​8,009​​6,030
Time deposits​​56​​130​​175​​241
Borrowings​​1​​1​​2​​2
Total interest expense​​4,282​​3,063​​8,186​​6,273
​​​​​​​​​​​​​
Net interest income​​29,254​​24,322​​56,863​​47,185
Provision for credit losses​​3,525​​1,000​​5,025​​2,000
Net interest income after provision for credit losses​​25,729​​23,322​​51,838​​45,185
​​​​​​​​​​​​​
Noninterest income:​​​​​​​​​​​​
Payment processing fees​​5,107​​5,322​​10,019​​10,618
Administrative service income​​643​​620​​1,523​​1,366
Customer related fees, service charges and other​​827​​333​​1,186​​680
Total noninterest income​​6,577​​6,275​​12,728​​12,664
​​​​​​​​​​​​​
Noninterest expense:​​​​​​​​​​​​
Employee compensation and benefits​​10,216​​9,525​​20,281​​18,686
Occupancy and equipment​​1,168​​1,156​​2,300​​2,083
Professional and consulting services​​1,291​​857​​2,555​​1,808
FDIC and regulatory assessments​​293​​233​​563​​455
Advertising and marketing​​811​​881​​1,662​​1,753
Travel and business relations​​303​​180​​609​​458
Data processing​​2,060​​1,722​​3,980​​3,233
Other operating expenses​​920​​678​​1,860​​1,324
Total noninterest expense​​17,062​​15,232​​33,810​​29,800
​​​​​​​​​​​​​
Net income before income taxes​​15,244​​14,365​​30,756​​28,049
Income tax expense​​3,354​​3,878​​7,459​​7,504
​​​​​​​​​​​​​
Net income​$11,890​$10,487​$23,297​$20,545
​​​​​​​​​​​​​
Earnings per share​​​​​​​​​​​​
Basic​$1.48​$1.34​$2.91​$2.64
Diluted​$1.38​$1.25​$2.70​$2.45
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.