CITIZENS & NORTHERN CORP
For the period ended Jun 30, 2025. Filed Aug 8, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 8, 2025
CZNC$28.44+1.9%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
Index
| | | |
| Part I. Financial Information | ||
|---|---|---|
| Item 1. Financial Statements | ||
| Consolidated Balance Sheets (Unaudited) –June 30, 2025 and December 31, 2024 | Page 3 | |
| Consolidated Statements of Income (Unaudited) – Three-month and Six-month Periods Ended June 30, 2025 and 2024 | Page 4 | |
| | ||
| Consolidated Statements of Comprehensive Income (Unaudited) – Three-month and Six-month Periods Ended June 30, 2025 and 2024 | Page 5 | |
| Consolidated Statements of Cash Flows (Unaudited) – Six-month Periods Ended June 30, 2025 and 2024 | Page 6 | |
| Consolidated Statements of Changes in Stockholders’ Equity (Unaudited) – Three-month and Six-month Periods Ended June 30, 2025 and 2024 | Page 7 | |
| Notes to Unaudited Consolidated Financial Statements | Pages 8 –32 | |
| Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations | Pages 33 – 55 | |
| Item 3. Quantitative and Qualitative Disclosures About Market Risk | Pages 56 – 58 | |
| | | |
| Item 4. Controls and Procedures | Page 58 | |
| Part II. Other Information | Pages 59 – 61 | |
| Signatures | Page 62 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.