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JUNIATA VALLEY FINANCIAL CORP

For the period ended Mar 31, 2025. Filed May 13, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 13, 2025

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Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I - FINANCIAL INFORMATION
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Item 1.Financial Statements3
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​Consolidated Statements of Financial Condition as of March 31, 2025 (Unaudited) and December 31, 20243
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​Consolidated Statements of Income for the Three Months Ended March 31, 2025 and 2024 (Unaudited)4
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​Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2025 and 2024 (Unaudited)5
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​Consolidated Statements of Stockholders’ Equity for the Three Months Ended March 31, 2025 and 2024 (Unaudited)6
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​Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2025 and 2024 (Unaudited)7
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​Notes to Consolidated Financial Statements (Unaudited)8
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations39
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Item 3.Not applicable.​
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Item 4.Controls and Procedures50
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PART II - OTHER INFORMATION
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Item 1.Legal Proceedings50
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Item 1A.Risk Factors50
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds51
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Item 3.Defaults upon Senior Securities51
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Item 4.Mine Safety Disclosures51
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Item 5.Other Information51
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Item 6.Exhibits52
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​Signatures53
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.