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SMARTFINANCIAL INC

For the period ended Mar 31, 2025. Filed May 12, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 12, 2025

SMBK$48.50+1.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

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PART I – FINANCIAL INFORMATION​
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Item 1.Consolidated Financial Statements (Unaudited)3
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​Consolidated Balance Sheets at March 31, 2025 and December 31, 20243
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​Consolidated Statements of Income for the Three Months Ended March 31, 2025 and 20244
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​Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2025 and 20245
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​Consolidated Statements of Changes in Shareholders’ Equity for the Three Months Ended March 31, 2025 and 20246
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​Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2025 and 20247
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​Condensed Notes to Consolidated Financial Statements8
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Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations39
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Item 3.Quantitative and Qualitative Disclosures About Market Risk52
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Item 4.Controls and Procedures52
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PART II – OTHER INFORMATION53
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Item 1.Legal Proceedings53
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Item 1A.Risk Factors53
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Item 2.Unregistered Sales of Equity Securities and Use of Proceeds53
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Item 3.Defaults Upon Senior Securities53
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Item 4.Mine Safety Disclosures54
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Item 5.Other Information54
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Item 6.Exhibits54
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.