National Bank Holdings Corp

For the period ended Dec 31, 2024. Filed Feb 25, 2025.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 25, 2025

NBHC$37.13+0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Operations


· · 2024 · · 2023 · · 2022
Interest and dividend income:
Interest and fees on loans	$505,266	$461,376	$255,672
Interest and dividends on investment securities	28,696	26,331	24,200
Dividends on non-marketable securities	1,832	3,253	1,034
Interest on interest bearing bank deposits	2,474	4,455	3,782
Total interest and dividend income	538,268	495,415	284,688
Interest expense:
Interest on deposits	186,192	109,378	14,596
Interest on borrowings	6,688	24,086	3,257
Total interest expense	192,880	133,464	17,853
Net interest income before provision for credit losses	345,388	361,951	266,835
Provision for credit loss expense	6,755	8,295	36,729
Net interest income after provision for credit losses	338,633	353,656	230,106
Non-interest income:
Service charges	17,957	18,225	16,357
Bank card fees	18,963	19,636	18,299
Mortgage banking income	11,228	13,634	23,774
Bank-owned life insurance income	3,005	3,269	2,272
Other non-interest income	16,660	9,153	6,610
Loss on security sales	(6,582)	—	—
Total non-interest income	61,231	63,917	67,312
Non-interest expense:
Salaries and benefits	146,243	137,701	124,971
Occupancy and equipment	39,951	37,552	31,496
Data processing	17,481	13,110	12,657
Marketing and business development	3,989	4,002	3,821
FDIC deposit insurance	5,390	7,008	2,121
Bank card expenses	5,185	5,769	5,480
Professional fees	7,062	10,464	14,418
Other non-interest expense	21,377	18,979	13,932
Other intangible assets amortization	7,939	7,386	2,338
Total non-interest expense	254,617	241,971	211,234
Income before income taxes	145,247	175,602	86,184
Income tax expense	26,432	33,554	14,910
Net income	$118,815	$142,048	$71,274
Earnings per share—basic	$3.10	$3.74	$2.20
Earnings per share—diluted	3.08	3.72	2.18
Weighted average number of common shares outstanding:
Basic	38,212,304	37,937,579	32,360,005
Diluted	38,419,125	38,111,208	32,680,932

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.