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EURONET WORLDWIDE, INC.

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

EEFT$70.92+0.1%Stored close · as of Nov 9, 2026

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Contents

(16) Valuation and Qualifying Accounts

Trade accounts receivable and accounts receivable balances included within the settlement assets are stated net of credit losses. Historically, the Company has not experienced significant write-offs. The Company records an allowance for credit losses when it is probable that the accounts receivable balance will not be collected.

The following table provides a summary of the allowance for credit loss balances and activity for the years ended December 31, 2025,2024 and 2023:

Year Ended December 31,
(in millions)202520242023
Beginning balance-credit losses$35.9$39.3$37.0
Additions-charged to expense19.918.713.3
Amounts written off(11.5)(23.9)(9.8)
Other (primarily changes in foreign currency exchange rates)2.91.8(1.2)
Ending balance-credit losses$47.2$35.9$39.3
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.