FIRST COMMUNITY CORP /SC/

For the period ended Jun 30, 2026. Filed Aug 12, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 12, 2026

FCCO$32.81-0.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Income

CONSOLIDATED STATEMENTS OF INCOME (Unaudited)

(Dollars in thousands, except per share amounts)	Three Months ended June 30,
	2026	2025
Interest and dividend income:
Loans, including fees	$23,594	$18,173
Investment securities – taxable	3,901	3,976
Investment securities – non-taxable	337	345
Interest-bearing deposits in other banks and fed funds sold	1,343	1,679
Total interest and dividend income	29,175	24,173
Interest expense:
Deposits	8,862	7,899
Securities sold under agreements to repurchase	566	681
Other borrowed money	246	269
Total interest expense	9,674	8,849
Net interest income	19,501	15,324
Provision for (release of) credit losses	126	(237)
Net interest income after provision for credit losses	19,375	15,561
Non-interest income:
Deposit service charges	213	224
Mortgage banking income	1,070	879
Investment advisory fees and non-deposit commissions	2,286	1,751
Government guaranteed lending	704	—
Gain on sale of other assets	—	127
Other	1,364	1,225
Total non-interest income	5,637	4,206
Non-interest expense:
Salaries and employee benefits	9,514	8,060
Occupancy	893	772
Equipment	406	390
Marketing and public relations	289	208
FDIC insurance assessments	294	274
Amortization of intangibles	101	40
Merger	503	234
Other	3,273	3,105
Total non-interest expense	15,273	13,083
Net income before tax	9,739	6,684
Income tax expense	2,144	1,498
Net income	$7,595	$5,186
Basic earnings per common share	$0.81	$0.68
Diluted earnings per common share	$0.80	$0.67

CONSOLIDATED STATEMENTS OF INCOME (Unaudited)

(Dollars in thousands, except per share amounts)	Six Months ended June 30,
	2026	2025
Interest and dividend income:
Loans, including fees	$45,723	$35,618
Investment securities – taxable	7,701	7,783
Investment securities – non-taxable	661	687
Interest-bearing deposits in other banks and fed funds sold	3,129	3,167
Total interest and dividend income	57,214	47,255
Interest expense:
Deposits	17,623	15,509
Securities sold under agreements to repurchase	1,230	1,494
Other borrowed money	491	538
Total interest expense	19,344	17,541
Net interest income	37,870	29,714
Provision for credit losses	319	200
Net interest income after provision for credit losses	37,551	29,514
Non-interest income:
Deposit service charges	436	445
Mortgage banking income	1,751	1,638
Investment advisory fees and non-deposit commissions	4,557	3,557
Government guaranteed lending	1,104	—
Gain on sale of other assets	—	127
Other	2,579	2,421
Total non-interest income	10,427	8,188
Non-interest expense:
Salaries and employee benefits	19,006	15,717
Occupancy	1,710	1,549
Equipment	785	780
Marketing and public relations	849	722
FDIC insurance assessments	566	574
Amortization of intangibles	197	79
Merger	2,084	234
Other	7,107	6,182
Total non-interest expense	32,304	25,837
Net income before tax	15,674	11,865
Income tax expense	2,581	2,682
Net income	$13,093	$9,183
Basic earnings per common share	$1.41	$1.20
Diluted earnings per common share	$1.39	$1.18

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.