TransUnion

5. Goodwill

Our reporting units consist of U.S. Markets and Consumer Interactive within our U.S. Markets segment, and the geographic regions of the United Kingdom, Africa, Canada, Latin America, India and Asia Pacific within our International reportable segment.

For our 2025 annual goodwill impairment test, we performed a qualitative test on certain reporting units and elected to bypass the qualitative test and performed a quantitative test for other reporting units. We considered a variety of factors in our decision to perform a qualitative assessment for certain reporting units, including but not limited to, macro-economic conditions, share price performance, financial performance of each reporting unit, and the results of the most recent quantitative assessment. The results of our qualitative tests did not identify any factors that suggest it was more likely than not the fair value of any of these reporting units was less than its carrying value. For all of the reporting units subject to a quantitative test the fair value exceeded the carrying value by more than 10%.

There have been no triggering events during 2025 that have required us to re-evaluate whether any of our reporting units were impaired.

During 2023, we recorded an impairment of $414.0 million for our United Kingdom reporting unit. Other than the United Kingdom impairment charge recorded in 2023 there were no impairment charges recorded in 2025, 2024 or 2023.

In 2024, we reorganized our operations to merge our Consumer Interactive operating segment with our U.S. Markets operating segment. In addition, we changed the responsibility for certain international operations previously managed within the U.S. Markets segment to certain regions within the International segment. We reallocated goodwill between our reporting units accordingly as shown in the table below. Goodwill allocated to our reportable segments as of December 31, 2025 and 2024, and the changes in the carrying amount of goodwill during the periods, which includes a reallocation of goodwill using the relative fair value allocation approach, consisted of the following:

The gross and net goodwill balances, taking into consideration the reorganization discussed above, at each period were as follows: