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Sound Financial Bancorp, Inc.

For the period ended Dec 31, 2024. Filed Mar 18, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 18, 2025

SFBC$45.06+0.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 6. [Reserved]

Item 7.Management's Discussion and Analysis of Financial Condition and Results of Operations49
Item 7A.Quantitative and Qualitative Disclosures About Market Risk64
Item 8.Financial Statements and Supplementary Data66
Item 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure110
Item 9A.Controls and Procedures110
Item 9B.Other Information111
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections111
PART III
Item 10.Directors, Executive Officers and Corporate Governance111
Item 11.Executive Compensation112
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters112
Item 13.Certain Relationships and Related Transactions, and Director Independence112
Item 14.Principal Accountant Fees and Services112
PART IV
Item 15.Exhibits and Financial Statement Schedules113

Part I

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.