Triumph Financial, Inc.
For the period ended Sep 30, 2026. Filed Oct 21, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 21, 2026
TFIN$61.58-2.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
For the Nine Months Ended September 30, 2026 and 2025
| Nine Months Ended September 30, | ||
|---|---|---|
| 2026 | 2025 | |
| Cash flows from operating activities: | ||
| Net income | $31,154 | $6,145 |
| Adjustments to reconcile net income to net cash provided by (used in) operating activities: | ||
| Depreciation | 8,769 | 11,600 |
| Net accretion on loans | (198) | (2,066) |
| Amortization of subordinated notes issuance costs | 121 | 167 |
| Amortization of junior subordinated debentures | 500 | 477 |
| Net (accretion) amortization on securities | (116) | (349) |
| Amortization of intangible assets | 7,438 | 8,756 |
| Software amortization | 10,516 | 7,725 |
| Deferred taxes, net | 8,620 | 7,646 |
| Credit loss expense (benefit) | 7,349 | 4,912 |
| Stock based compensation | 11,088 | 10,274 |
| Net (gains) losses on equity securities | 219 | (213) |
| Net OREO (gains) losses and valuation adjustments | 61 | (304) |
| Net (gains) losses on disposal of premises and equipment | 840 | (625) |
| Origination of loans held for sale | (14,525) | (13,747) |
| Proceeds from sale of loans originated or purchased for sale | 12,813 | 6,955 |
| Net (gains) losses on sale of loans | (286) | (443) |
| Net change in operating leases | (1,369) | (351) |
| Change in estimated fair value of revenue share asset | 63 | 47 |
| (Increase) decrease in other assets | (10,308) | (13,754) |
| Increase (decrease) in other liabilities | 4,042 | (2,269) |
| Net cash provided by (used in) operating activities | 76,791 | 30,583 |
| Cash flows from investing activities: | ||
| Proceeds from sales of equity securities | — | 94 |
| Purchases of securities available for sale | — | (105,000) |
| Proceeds from maturities, calls, and pay downs of securities available for sale | 168,414 | 110,253 |
| Proceeds from maturities, calls, and pay downs of securities held to maturity | 263 | 196 |
| Purchases of loans held for investment | (67,442) | (22,663) |
| Proceeds from sale of loans | 845 | 18,257 |
| Net change in loans | (631,153) | (449,241) |
| Purchases of premises and equipment | (9,567) | (9,261) |
| Proceeds from sales of premises and equipment | 4,401 | 11,458 |
| Net proceeds from sale of OREO | 10,124 | 2,299 |
| Expenditures for capitalized software | (14,949) | (14,688) |
| (Purchases) redemptions of FHLB and other restricted stock, net | 11,082 | (38) |
| Net cash paid for acquisitions | — | (137,517) |
| Acquired intangible assets | (315) | (124) |
| Net cash provided by (used in) investing activities | (528,297) | (595,975) |
| Cash flows from financing activities: | ||
| Net increase (decrease) in deposits | 1,517,757 | 134,426 |
| Increase (decrease) in short term Federal Home Loan Bank advances | (250,000) | 250,000 |
| Repayment of long term Federal Home Loan Bank advances | (30,000) | — |
| Preferred stock dividends | (2,404) | (2,404) |
| Stock option exercises, net | 301 | 218 |
| Proceeds from employee stock purchase plan common stock issuance | 2,126 | 2,484 |
| Purchase of treasury stock, net | (2,221) | (2,227) |
| Net cash provided by (used in) financing activities | 1,235,559 | 382,497 |
| Net increase (decrease) in cash and cash equivalents | 784,053 | (182,895) |
| Cash and cash equivalents at beginning of period | 248,471 | 330,117 |
| Cash and cash equivalents at end of period | 1,032,524 | 147,222 |
CONSOLIDATED STATEMENTS OF CASH FLOWS
For the Nine Months Ended September 30, 2026 and 2025
| Nine Months Ended September 30, | ||
|---|---|---|
| 2026 | 2025 | |
| Supplemental cash flow information: | ||
| Interest paid | $79,754 | $56,416 |
| Income taxes paid, net | $4,577 | $1,829 |
| Cash paid for operating lease liabilities | $5,750 | $4,452 |
| Supplemental noncash disclosures: | ||
| Loans transferred to OREO | $— | $2,205 |
| Loans held for investment transferred to loans held for sale | $784 | $19,842 |
| Assets transferred to assets held for sale | $2,315 | $6,240 |
| Lease liabilities arising from obtaining right-of-use assets | $16,774 | $548 |
| Securities available for sale purchased, not settled | $10,008 | $— |
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