Oportun Financial Corp

For the period ended Sep 30, 2026. Filed Nov 4, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 4, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Condensed Consolidated Statements of Changes in Stockholders' Equity

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited)

(in thousands, except share data)

For the Nine Months Ended September 30, 2026
Warrants · Common Stock
	Shares	Additional Paid-in Capital	Shares	Par Value	Additional Paid-in Capital	Accumulated Deficit	Treasury Stock	Total Stockholders' Equity
Balance – January 1, 2026	2,682,788	$11,150	44,437,042	$8	$612,518	$(227,285)	$(6,309)	$390,082
Stock-based compensation expense	—	—	—	—	4,321	—	—	4,321
Vesting of restricted stock units, net of shares withheld	—	—	1,165,749	—	(465)	—	—	(465)
Net income	—	—	—	—	—	2,345	—	2,345
Balance – March 31, 2026	2,682,788	$11,150	45,602,791	$8	$616,374	$(224,940)	$(6,309)	$396,283
Stock-based compensation expense	—	—	—	—	3,110	—	—	3,110
Vesting of restricted stock units, net of shares withheld	—	—	252,829	—	(797)	—	—	(797)
Issuance of common stock upon exercise of warrants	(94,413)	(492)	94,413	—	493	—	—	1
Net income	—	—	—	—	—	8,536	—	8,536
Balance – June 30, 2026	2,588,375	$10,658	45,950,033	$8	$619,180	$(216,404)	$(6,309)	$407,133
Issuance of common stock upon exercise of stock options, net of shares withheld	—	—	3,714	—	21	—	—	21
Stock-based compensation expense	—	—	—	—	3,425	—	—	3,425
Vesting of restricted stock units, net of shares withheld	—	—	126,072	—	(71)	—	—	(71)
Issuance of common stock upon exercise of warrants	—	—	—	—	—	—	—	—
Net income	—	—	—	—	—	22,931	—	22,931
Balance – September 30, 2026	2,588,375	$10,658	46,079,819	$8	$622,555	$(193,473)	$(6,309)	$433,439

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited)

(in thousands, except share data)

For the Nine Months Ended September 30, 2025
Warrants · Common Stock
	Shares	Additional Paid-in Capital	Shares	Par Value	Additional Paid-in Capital	Accumulated Deficit	Treasury Stock	Total Stockholders' Equity
Balance – January 1, 2025	9,046,459	$33,825	36,111,856	$7	$578,817	$(252,531)	$(6,309)	$353,809
Stock-based compensation expense	—	—	—	—	3,034	—	—	3,034
Vesting of restricted stock units, net of shares withheld	—	—	1,389,309	—	(511)	—	—	(511)
Net income	—	—	—	—	—	9,767	—	9,767
Balance – March 31, 2025	9,046,459	$33,825	37,501,165	$7	$581,340	$(242,764)	$(6,309)	$366,099
Issuance of common stock upon exercise of stock options, net of shares withheld	—	—	8,104	—	46	—	—	46
Stock-based compensation expense	—	—	—	—	2,904	—	—	2,904
Vesting of restricted stock units, net of shares withheld	—	—	136,459	—	—	—	—	—
Issuance of common stock upon exercise of warrants	(6,363,671)	(22,675)	6,363,671	1	22,737	—	—	63
Net income	—	—	—	—	—	6,877	—	6,877
Balance – June 30, 2025	2,682,788	$11,150	44,009,399	$8	$607,027	$(235,887)	$(6,309)	$375,989
Issuance of common stock upon exercise of stock options, net of shares withheld	—	—	1,014	—	7	—	—	7
Stock-based compensation expense	—	—	—	—	2,664	—	—	2,664
Vesting of restricted stock units, net of shares withheld	—	—	81,532	—	(4)	—	—	(4)
Net income	—	—	—	—	—	5,198	—	5,198
Balance – September 30, 2025	2,682,788	$11,150	44,091,945	$8	$609,694	$(230,689)	$(6,309)	$383,854

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.