Oportun Financial Corp

For the period ended Jun 30, 2026. Filed Aug 6, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 6, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

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Contents

Condensed Consolidated Statements of Operations

Condensed Consolidated Statements of Operations (Unaudited)

(in thousands, except share and per share data)

	Three Months Ended June 30,		Six Months Ended June 30,
	2026	2025	2026	2025
Revenue
Interest income	$219,274	$218,281	$434,939	$438,502
Non-interest income	13,954	16,065	27,053	31,748
Total revenue	233,228	234,346	461,992	470,250
Less:
Interest expense	41,933	59,538	89,912	116,941
Net decrease in fair value	(85,663)	(70,257)	(171,557)	(142,929)
Net revenue	105,632	104,551	200,523	210,380
Operating expenses:
Technology and facilities	32,293	36,649	66,433	73,086
Sales and marketing	17,593	18,077	33,542	37,959
Personnel	24,510	20,247	50,038	41,212
Outsourcing and professional fees	9,650	9,701	18,354	17,713
General, administrative and other	5,966	9,769	12,975	17,143
Total operating expenses	90,012	94,443	181,342	187,113
Income before taxes	15,620	10,108	19,181	23,267
Income tax expense	7,084	3,231	8,300	6,623
Net income	$8,536	$6,877	$10,881	$16,644
Net income attributable to common stockholders	$8,536	$6,877	$10,881	$16,644
Share data:
Earnings per share:
Basic	$0.18	$0.15	$0.23	$0.36
Diluted	$0.17	$0.14	$0.22	$0.35
Weighted average common shares outstanding:
Basic	48,419,607	46,571,524	47,930,598	46,037,084
Diluted	49,396,024	47,893,172	48,950,110	47,468,455

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.