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Oportun Financial Corp

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Signatures

(Registrant)

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, on February 27, 2026.

Date:February 27, 2026By:/s/ Joseph Schueller
Joseph Schueller
Senior Vice President, Finance – Controller
(Principal Financial Officer, Principal Accounting Officer and duly authorized signatory of the Registrant)

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Raul Vazquez, Kathleen Layton, and Joseph Schueller jointly and severally, his or her attorneys-in-fact, each with the power of substitution, for him or her in any and all capacities, to sign any amendments to this Annual Report on Form 10-K, and to file the same, with exhibits thereto and other documents in connection therewith with the Securities and Exchange Commission, hereby ratifying and confirming all that each of said attorneys-in-fact, or his substitute or substitutes, may do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

/s/ Raul Vazquez/s/ Joseph Schueller
Raul VazquezJoseph Schueller
(President, Chief Executive Officer, and Director)Senior Vice President, Finance – Controller
(Principal Executive Officer)(Principal Financial Officer and Principal Accounting Officer)
Date: February 27, 2026Date: February 27, 2026
/s/ Jo Ann Barefoot/s/ Mohit Daswani
Jo Ann BarefootMohit Daswani
(Director)(Director)
Date: February 27, 2026Date: February 27, 2026
/s/ Ginny Lee/s/ Carlos Minetti
Ginny LeeCarlos Minetti
(Director)(Director)
Date: February 27, 2026Date: February 27, 2026
/s/ Louis P. Miramontes/s/ Sandra Smith
Louis P. MiramontesSandra Smith
(Director)(Director)
Date: February 27, 2026Date: February 27, 2026
/s/ Richard Tambor/s/ Warren Wilcox
Richard TamborWarren Wilcox
(Director)(Director)
Date: February 27, 2026Date: February 27, 2026
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.