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Oportun Financial Corp

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 2. Properties

Our corporate headquarters is located in San Mateo, California pursuant to a lease expiring in November 2031. In early 2026, we transitioned our operations from our office space in San Carlos, California to our San Mateo headquarters, since our office space in San Carlos expired in February 2026. We believe that our San Mateo facilities will be adequate for our near-term needs. If required, we believe that suitable additional or alternative space would be available in the future on commercially reasonable terms. As of December 31, 2025, we leased additional facilities and office space in California, Mexico, and India. We also operate retail locations and co-locations throughout the United States.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.