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Oportun Financial Corp

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. Exhibit and Financial Statement Schedules

(a) (1) The following consolidated financial statements of Oportun, Inc. and its subsidiaries are included in PART II - Item 8:

Consolidated Balance Sheets, December 31, 2025 and 2024

Consolidated Statements of Operations, years ended December 31, 2025 and 2024

Consolidated Statements of Changes in Stockholders' Equity, years ended December 31, 2025 and 2024

Consolidated Statements of Cash Flow, years ended December 31, 2025 and 2024

Notes to the Consolidated Financial Statements

(2) Financial Statement Schedules:

All other schedules have been omitted because they are either not required or inapplicable.

(3) Exhibits:

Exhibits are listed in the Exhibit Index below.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.