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Oportun Financial Corp

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

OPRT$11.65+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Changes in Stockholders' Equity

(in thousands, except share data)

For the Years Ended December 31, 2025 and 2024
Common Stock · Warrants
SharesPar ValueAdditional Paid-in CapitalSharesAdditional Paid-in CapitalAccumulated DeficitTreasury StockTotal Stockholders' Equity
Balance – January 1, 202536,111,856$7$578,8179,046,459$33,825$(252,531)$(6,309)$353,809
Issuance of common stock upon exercise of stock options, net of shares withheld9,118—54————54
Stock-based compensation expense——11,426————11,426
Vesting of restricted stock units, net of shares withheld1,952,397—(516)————(516)
Issuance of common stock upon exercise of warrants6,363,671122,737(6,363,671)(22,675)——63
Net income—————25,246—25,246
Balance – December 31, 202544,437,042$8$612,5182,682,788$11,150$(227,285)$(6,309)$390,082
Balance – January 1, 202434,469,053$7$565,1244,193,453$19,431$(173,849)$(6,309)$404,404
Issuance of common stock upon exercise of stock options, net of shares withheld————————
Stock-based compensation expense——13,965————13,965
Vesting of restricted stock units, net of shares withheld1,642,803—(272)————(272)
Issuance of warrants to purchase common stock in connection with debt financing———4,853,00614,394——14,394
Net loss—————(78,682)—(78,682)
Balance – December 31, 202436,111,856$7$578,8179,046,459$33,825$(252,531)$(6,309)$353,809
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.