Oportun Financial Corp
For the period ended Sep 30, 2025. Filed Nov 5, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 5, 2025
OPRT$11.65+0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Balance Sheets
Condensed Consolidated Balance Sheets (Unaudited)
(in thousands, except share and per share data)
| September 30, | December 31, | |
|---|---|---|
| 2025 | 2024 | |
| Assets | ||
| Cash and cash equivalents | $104,611 | $59,968 |
| Restricted cash | 119,345 | 154,657 |
| Loans receivable at fair value | 2,759,661 | 2,778,523 |
| Capitalized software and other intangibles, net | 74,832 | 86,588 |
| Right of use assets - operating | 9,621 | 9,775 |
| Other assets | 118,109 | 137,592 |
| Total assets | $3,186,179 | $3,227,103 |
| Liabilities and stockholders' equity | ||
| Liabilities | ||
| Secured financing | $161,947 | $535,469 |
| Asset-backed notes at fair value | 352,799 | 1,080,690 |
| Asset-backed borrowings at amortized cost | 2,040,076 | 984,333 |
| Corporate financing | 175,695 | 203,751 |
| Lease liabilities | 13,285 | 18,200 |
| Other liabilities | 58,523 | 50,851 |
| Total liabilities | 2,802,325 | 2,873,294 |
| Stockholders' equity | ||
| Common stock, $0.0001 par value - 1,000,000,000 shares authorized at September 30, 2025 and December 31, 2024; 44,363,968 shares issued and 44,091,945 shares outstanding at September 30, 2025; 36,383,879 shares issued and 36,111,856 shares outstanding at December 31, 2024 | 8 | 7 |
| Common stock, additional paid-in capital | 620,844 | 612,642 |
| Accumulated deficit | (230,689) | (252,531) |
| Treasury stock at cost, 272,023 shares at September 30, 2025 and December 31, 2024 | (6,309) | (6,309) |
| Total stockholders’ equity | 383,854 | 353,809 |
| Total liabilities and stockholders' equity | $3,186,179 | $3,227,103 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.