Oportun Financial Corp
For the period ended Jun 30, 2025. Filed Aug 7, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 7, 2025
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Item 6. Exhibits
| Incorporated by Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit | Description | Form | File No. | Exhibit | Filing Date | Filed Herewith |
| 3.1 | Certificate of Amendment to the Amended and Restated Certificate of Incorporation of Oportun Financial Corporation. | 8-K | 001-39050 | 3.1 | ||
| 3.2 | Certificate of Amendment to the Amended and Restated Certificate of Incorporation of Oportun Financial Corporation. | 8-K | 001-39050 | 3.2 | ||
| 10.1^* | Loan and Security Agreement by and between Oportun PLW III Trust, Oportun PLW III Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of April 2, 2025. | 10-Q | 001-39050 | 10.2 | 5/09/2025 | |
| 10.2* | Letter Agreement, dated July 14, 2025, between Oportun Financial Corporation, Findell Capital Management LLC and certain other persons. | 8-K | 001-39050 | 10.1 | 7/14/2025 | |
| 10.3 | Form of Performance-Based Restricted Stock Unit Award Agreement. | x | ||||
| 10.4*^ | Master Amendment to the Loan and Security Agreement by and among Oportun PLW Trust, Oportun PLW Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025. | x | ||||
| 10.5*^ | Master Amendment to the Loan and Security Agreement by and between Oportun PLW II Trust, Oportun PLW II Depositor, LLC, Oportun, Inc., the Lenders thereto, and Wilmington Trust, National Association, dated as of June 2, 2025. | x | ||||
| 10.6* | Indenture between Oportun Issuance Trust 2025-B and Wilmington Trust, National Association, dated as of June 5, 2025. | x | ||||
| 31.1 | Rule 13a-14(a)/15d-14(a) Certification of the Chief Executive Officer and Director of Oportun Financial Corporation | x | ||||
| 31.2 | Rule 13a-14(a)/15d-14(a) Certification of the Principal Financial Officer, Principal Accounting Officer and SVP, Finance - Controller of Oportun Financial Corporation | x | ||||
| 32.1** | Section 1350 Certifications | x | ||||
| 101 | Interactive data files pursuant to Rule 405 of Regulation S-T: | |||||
| (i) Condensed Consolidated Balance Sheets, | ||||||
| (ii) Condensed Consolidated Statements of Operations and Comprehensive Income, | ||||||
| (iii) Condensed Consolidated Statements of Changes in Stockholders' Equity, | ||||||
| (iv) Condensed Consolidated Statements of Cash Flows, and | ||||||
| (v) Notes to the Condensed Consolidated Financial Statements | ||||||
| 104 | Cover Page Interactive Data File in Inline XBRL format (Included in Exhibit 101). | |||||
- Certain portions of this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The registrant agrees to furnish supplementally to the SEC a copy of any omitted schedule or exhibit upon request by the SEC.
^ Certain portions of this exhibit have been omitted pursuant to Item 601(b)(10) of Regulation S-K by means of marking such portions with asterisks because the registrant has determined that the information is not material and would likely cause competitive harm to the registrant if publicly disclosed.
** The certifications attached as Exhibit 32.1 that accompany this Quarterly Report on Form 10-Q are not deemed filed with the Securities and Exchange Commission and are not to be incorporated by reference into any filing of the Registrant under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, whether made before or after the date of this Quarterly Report on Form 10-Q, irrespective of any general incorporation language contained in such filing.
The instance document does not appear in the interactive data file because its XBRL tags are embedded within the Inline XBRL document.
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