Oportun Financial Corp
For the period ended Dec 31, 2024. Filed Feb 20, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 20, 2025
OPRT$11.65+0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 8. Consolidated Statements of Operations
Consolidated Statements of Operations
(in thousands, except share and per share data)
| Year Ended December 31, | ||
|---|---|---|
| 2024 | 2023 | |
| Revenue | ||
| Interest income | $925,468 | $963,496 |
| Non-interest income | 76,307 | 93,423 |
| Total revenue | 1,001,775 | 1,056,919 |
| Less: | ||
| Interest expense | 238,158 | 179,414 |
| Net decrease in fair value | (468,413) | (596,839) |
| Net revenue | 295,204 | 280,666 |
| Operating expenses: | ||
| Technology and facilities | 166,177 | 219,406 |
| Sales and marketing | 66,973 | 75,284 |
| Personnel | 87,166 | 121,843 |
| Outsourcing and professional fees | 36,847 | 45,401 |
| General, administrative and other | 53,218 | 72,385 |
| Total operating expenses | 410,381 | 534,319 |
| Income (loss) before taxes | (115,177) | (253,653) |
| Income tax benefit | (36,495) | (73,702) |
| Net loss | $(78,682) | $(179,951) |
| Net loss attributable to common stockholders | $(78,682) | $(179,951) |
| Share data: | ||
| Earnings (loss) per share: | ||
| Basic | $(1.95) | $(4.88) |
| Diluted | $(1.95) | $(4.88) |
| Weighted average common shares outstanding: | ||
| Basic | 40,356,025 | 36,875,950 |
| Diluted | 40,356,025 | 36,875,950 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.