Oportun Financial Corp
For the period ended Dec 31, 2024. Filed Feb 20, 2025.
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FY2024 · Filed Feb 20, 2025
OPRT$11.65+0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets
(in thousands, except share and per share data)
| December 31, | ||
|---|---|---|
| 2024 | 2023 | |
| Assets | ||
| Cash and cash equivalents | $59,968 | $91,187 |
| Restricted cash | 154,657 | 114,829 |
| Loans receivable at fair value | 2,778,523 | 2,962,352 |
| Capitalized software and other intangibles, net | 86,588 | 114,735 |
| Right of use assets - operating | 9,775 | 21,105 |
| Other assets | 137,592 | 107,680 |
| Total assets | $3,227,103 | $3,411,888 |
| Liabilities and stockholders' equity | ||
| Liabilities | ||
| Secured financing | $535,469 | $289,951 |
| Asset-backed notes at fair value | 1,080,690 | 1,780,005 |
| Asset-backed borrowings at amortized cost | 984,333 | 581,468 |
| Acquisition and corporate financing | 203,751 | 258,746 |
| Lease liabilities | 18,200 | 28,376 |
| Other liabilities | 50,851 | 68,938 |
| Total liabilities | 2,873,294 | $3,007,484 |
| Note 15 Leases, Commitments and Contingencies | ||
| Stockholders' equity | ||
| Common stock, $0.0001 par value - 1,000,000,000 shares authorized at December 31, 2024 and December 31, 2023; 36,383,879 shares issued and 36,111,856 shares outstanding at December 31, 2024; 34,741,076 shares issued and 34,469,053 shares outstanding at December 31, 2023 | 7 | 7 |
| Common stock, additional paid-in capital | 612,642 | 584,555 |
| Accumulated deficit | (252,531) | (173,849) |
| Treasury stock at cost, 272,023 and 272,023 shares at December 31, 2024 and December 31, 2023 | (6,309) | (6,309) |
| Total stockholders’ equity | 353,809 | 404,404 |
| Total liabilities and stockholders' equity | $3,227,103 | $3,411,888 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.