Regional Management Corp.
For the period ended Mar 31, 2026. Filed May 1, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 1, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Comparison of March 31, 2026, versus March 31, 2025
The following discussion and table describe the changes in finance receivables by product type for the periods indicated:
Large Loans (>$2,500)– Large loans outstanding increased by $245.7 million, or 18.3%, to $1.6 billion at March 31, 2026, from $1.3 billion at March 31, 2025. The increase was due to growth in our auto-secured loan portfolio, the growth of receivables in branches opened during 2025 and 2026, and the transition of small loan customers to large loans.
Small Loans (≤$2,500)– Small loans outstanding decreased by $32.1 million, or 5.9%, to $512.5 million at March 31, 2026, from $544.5 million at March 31, 2025. The decrease was due to lower demand from a stronger tax refund season, disciplined underwriting, and the transition of small loan customers to large loans, partially offset by growth of receivables in branches opened during 2025 and 2026.
| Dollars in thousands | March 31, 2026 | March 31, 2025 | YoY $ Inc (Dec) | YoY % Inc (Dec) |
|---|---|---|---|---|
| Large loans | $1,591,528 | $1,345,825 | $245,703 | 18.3% |
| Small loans | 512,473 | 544,526 | (32,053) | (5.9)% |
| Total | $2,104,001 | $1,890,351 | $213,650 | 11.3% |
| Number of branches | 355 | 353 | 2 | 0.6% |
| Net finance receivables per branch | $5,927 | $5,355 | $572 | 10.7% |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.