Mechanics Bancorp

For the period ended Sep 30, 2025. Filed Nov 17, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 17, 2025

MCHB$14.82+0.7%Stored close · as of Nov 9, 2026

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Contents

ITEM 1A. RISK FACTORS

Refer to Exhibit 99.2 to the Company’s Form 8-K filed on September 2, 2025 for a discussion of factors that could

materially and adversely affect our business, financial condition, liquidity, results of operations and capital position. There

have been no material changes in our risk factors from those described in this report.

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