Origin Bancorp, Inc.

For the period ended Dec 31, 2025. Filed Feb 25, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 25, 2026

OBK$54.24+0.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Income

	Years Ended December 31,
	2025	2024	2023
Interest and dividend income
Interest and fees on loans	$477,692	$517,281	$466,815
Investment securities-taxable	33,526	26,642	31,682
Investment securities-nontaxable	5,403	3,672	5,098
Interest and dividend income on assets held in other financial institutions	21,342	16,990	19,796
Total interest and dividend income	537,963	564,585	523,391
Interest expense
Interest-bearing deposits	199,467	254,873	196,457
FHLB advances and other borrowings	1,687	1,602	17,258
Subordinated indebtedness	5,816	7,744	10,119
Total interest expense	206,970	264,219	223,834
Net interest income	330,993	300,366	299,557
Provision for credit losses	46,284	7,448	16,753
Net interest income after provision for credit losses	284,709	292,918	282,804
Noninterest income
Insurance commission and fee income	27,117	26,759	25,085
Service charges and fees	19,651	19,015	18,803
Other fee income	9,500	8,917	8,089
Mortgage banking revenue	3,690	6,580	3,356
Swap fee income	3,413	323	1,277
Loss on sales of securities, net	(14,448)	(14,799)	(11,635)
Change in fair value of equity investments	6,972	5,188	10,096
Equity method investment (loss) income	(1,192)	519	405
Other income	5,131	2,877	2,859
Total noninterest income	59,834	55,379	58,335
Noninterest expense
Salaries and employee benefits	150,889	148,823	138,819
Occupancy and equipment, net	29,771	27,865	26,783
Data processing	13,587	13,497	11,590
Office and operations	12,736	11,441	10,834
Intangible asset amortization	6,611	7,979	9,628
Regulatory assessments	5,534	6,902	6,456
Advertising and marketing	5,561	6,150	5,986
Professional services	6,633	6,610	5,931
Electronic banking	5,728	5,162	4,712
Loan-related expense	3,034	3,164	5,035
Bank share tax expense	2,518	2,897	3,334
Other expense	6,300	10,548	6,108
Total noninterest expense	248,902	251,038	235,216
Income before income tax expense	95,641	97,259	105,923
Income tax expense	20,444	20,767	22,123
Net income	$75,197	$76,492	$83,800
Basic earnings per common share	$2.42	$2.46	$2.72
Diluted earnings per common share	2.40	2.45	2.71

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.