Beeline Holdings, Inc.

During the quarter ended June 30, 2026, no director or officer adopted orterminated any Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement, as each term is defined in Item 408(a) of Regulation S-K.

Insider Loan

On August 12, 2026, the Company sold and issued a $500,000 convertible promissory note to Nicholas R. Liuzza, Jr., the Company’s Chief Executive Officer, for a purchase price of $500,000. The note was approved by the Company’s Board of Directors and provides that it will automatically convert into shares of the Company’s common stock at 4:00 p.m. Eastern Time on August 19, 2026, at a conversion price equal to the greater of $1.50 per share or the average of the five-day VWAP of the Company’s common stock, calculated using regular trading hours. No principal is due or payable prior to such automatic conversion. The foregoing description of the note does not purport to be complete and is qualified in its entirety by the full text of the note, a copy of which is filed as Exhibit 10.20 which is incorporated herein by reference.