SHF Holdings, Inc.

The Company leases approximately 8,043 square feet of office space for its executive offices located in Golden, Colorado. Monthly rent is approximately $0.02 million, increasing annually to a maximum of $0.02 million per month for the final six months of the lease term. The lease expires June 30, 2029.

During the year ended December 31, 2025, the property owner of the Golden, Colorado facility became subject to a court-appointed receivership. Throughout the receivership period, the Company continued to occupy the premises and made all rental payments in accordance with the existing lease terms. During the fourth quarter of 2025, the receivership process concluded with the sale of the property to a new owner. The Company’s lease was assumed by the new property owner, and the lease continues in full force and effect under its existing terms and conditions. The sale and change in ownership did not result in a lease modification, reassignment, or early termination of the lease, and had no material impact on the Company’s operations or financial position. No impairment of the related right-of-use asset was identified, and no remeasurement of the lease liability was required under ASC 842.

The Company has no other material properties and does not own any real property.