Expensify, Inc.

Insider Trading Arrangements

(1)Intended to satisfy the affirmative defense of Rule 10b5-1(c).

(2)Not intended to satisfy the affirmative defense of Rule 10b5-1(c).

Certificate of Retirement

On February 26, 2026 the Company filed a Certificate of Retirement with the Secretary of State of the State of Delaware to retire 74,047 shares of LT50 common stock, par value $0.0001 per share, of the Company (“LT50 Common Stock”). All 74,047 shares of LT50 Common Stock were converted into 74,047 shares of Class A common stock, par value $0.0001 per share, of the Company (the “Class A Common Stock”). The Company’s Amended and Restated Certificate of Incorporation requires that any shares of LT50 Common Stock that are converted into shares of Class A Common Stock be retired and may not be reissued.

Effective upon filing, the Certificate of Retirement amended the Amended and Restated Certificate of Incorporation of the Company to reduce the total authorized number of shares of capital stock of the Company by 74,047 shares. The total number of authorized shares of the Company is now 1,056,764,264, such shares consisting of 1,000,000,000 shares designated Class A Common Stock, 21,871,197 shares designated LT10 Common Stock, 24,893,067 shares designated LT50 Common Stock, each with a par value of $0.0001 per share, of the Company, and 10,000,000 shares designated preferred stock, par value $0.0001 per share, of the Company.