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Live Oak Bancshares, Inc.

For the period ended Jun 30, 2026. Filed Aug 4, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 4, 2026

LOB$34.64+2.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Form 10-Q

For the Quarterly Period Ended June 30, 2026

TABLE OF CONTENTS

Page
PART I. FINANCIAL INFORMATION
Item 1.Financial Statements (Unaudited)1
Condensed Consolidated Balance Sheets as of June 30, 2026 and December 31, 20251
Condensed Consolidated Statements of Income for the Three and Six Months Ended June 30, 2026 and 20252
Condensed Consolidated Statements of Comprehensive Income for the Three and Six Months Ended June 30, 2026 and 20253
Condensed Consolidated Statements of Changes in Shareholders’ Equity for the Three and Six Months Ended June 30, 2026 and 20254
Condensed Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2026 and 20256
Notes to Unaudited Condensed Consolidated Financial Statements8
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations38
Item 3.Quantitative and Qualitative Disclosures about Market Risk57
Item 4.Controls and Procedures59
PART II. OTHER INFORMATION
Item 1.Legal Proceedings61
Item 1A.Risk Factors61
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds61
Item 3.Defaults Upon Senior Securities61
Item 4.Mine Safety Disclosures61
Item 5.Other Information61
Item 6.Exhibits62
Index to Exhibits62
Signatures63
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.