Essent Group Ltd.

Appointment of Director

On February 11, 2026, the Board of Directors (the "Board") of Essent Group Ltd. (1) expanded the size of the Board by one director to consist of an aggregate of 10 members, and (2) appointed Martin P. Connor to fill the resulting vacancy on the Board to serve as a Class I director through the 2027 Annual General Meeting of Shareholders.

Martin P. Connor has been employed by Toll Brothers, Inc., a publicly traded national homebuilder, since 2008, where he currently serves as a senior advisor. From 2010 to 2025, Mr. Connor served as the Chief Financial Officer of Toll Brothers, and prior to that was its Vice President and Assistant Chief Financial Officer. From June 2008 to December 2008, Mr. Connor was President of Marcon Advisors LLC, a finance and accounting consulting firm that he founded. From 2006 to 2008, Mr. Connor was Chief Financial Officer and Director of Operations for O’Neill Properties, a diversified commercial real estate developer in the Mid-Atlantic area. Prior to that, Mr. Connor spent over 20 years at Ernst & Young LLP, where he was ultimately an Audit and Advisory Business Services Partner responsible for its real estate practice in the Philadelphia marketplace. Mr. Connor currently serves as a director of Univest Financial Corporation, a publicly traded banking and financial services provider serving customers primarily in Pennsylvania and New Jersey. Mr. Connor holds a BBA in Accountancy from the University of Notre Dame and is a Certified Public Accountant.

There are no transactions between Mr. Connor (or any member of his immediate family) and the Company or any of its subsidiaries, and there are no arrangements or understandings between Mr. Connor and any other persons or entities pursuant to which he was appointed as a director of the Company.

Rule 105b5-1 Trading Plans.

On November 24, 2025, Mark Casale, the Company’s President and Chief Executive Officer, entered into a 10b5-1 sales plan (the “Casale Sales Plan”) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act. The Casale Sales Plan provides for the sale of up to an aggregate of 250,000 shares of the Company’s common stock beneficially owned by Mr. Casale during the term of the Casale Sales Plan and will be in effect until the earlier of (1)February 19, 2027 and (2) the date on which an aggregate of 250,000 shares of the Company’s common stock have been sold under the Casale Sales Plan.

On December 4, 2025, Mary Gibbons, the Company’s Senior Vice President and Chief Legal Officer, entered into a 10b5-1 sales plan (the “Gibbons Sales Plan”) intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Exchange Act. The Gibbons Sales Plan provides for the sale of up to an aggregate of 32,038 shares of the Company’s common stock beneficially owned by Ms. Gibbons during the term of the Gibbons Sales Plan and will be in effect until the earlier of (1)August 5, 2026 and (2) the date on which an aggregate of 32,038 shares of the Company’s common stock have been sold under the Gibbons Sales Plan.