Skip to main content

Oak Valley Bancorp

For the period ended Sep 30, 2026. Filed Nov 10, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 10, 2026

OVLY$34.25-1.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Page
PART I – FINANCIAL INFORMATION1
Item 1.Financial Statements1
Condensed Consolidated Balance Sheets at September 30, 2026 (Unaudited) and December 31, 20251
Condensed Consolidated Statements of Income for the three and nine-month periods ended September 30, 2026 and September 30, 2025 (Unaudited)2
Condensed Consolidated Statements of Comprehensive Income for the three and nine-month periods ended September 30, 2026 and September 30, 2025 (Unaudited)3
Condensed Consolidated Statements of Changes in Shareholders’ Equity for the three and nine-month periods ended September 30, 2026 and September 30, 2025 (Unaudited)4
Condensed Consolidated Statements of Cash Flows for the nine-month periods ended September 30, 2026 and September 30, 2025(Unaudited)5
Notes to Condensed Consolidated Financial Statements (Unaudited)6
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations29
Item 3.Quantitative and Qualitative Disclosures About Market Risk46
Item 4.Controls and Procedures46
PART II – OTHER INFORMATION47
Item 1.Legal Proceedings47
Item 1A.Risk Factors47
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds47
Item 3.Defaults Upon Senior Securities47
Item 4.Mine Safety Disclosures47
Item 5.Other Information47
Item 6.Exhibits48
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.