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Atlanticus Holdings Corp

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

ATLC$91.23-5.4%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Financial Statements (Unaudited)Condensed Consolidated Balance Sheets

**PART I--FINANCIAL INFORMATION

ITEM 1. FINANCIAL STATEMENTS

Atlanticus Holdings Corporation and Subsidiaries

Condensed Consolidated Balance Sheets (Unaudited)

September 30,December 31,
20262025
​​
Assets​​
Cash and cash equivalents (including $241.4 million and $209.6 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively)$600,502$618,616
Restricted cash and cash equivalents (including $105.6 million and $117.6 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively)135,562146,314
Loans at fair value (including $6,682.8 million and $6,522.9 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively)6,903,1656,647,882
Property at cost, net of depreciation9,92412,496
Intangible assets, net (Note 3)22,56130,268
Operating lease right-of-use assets12,76313,639
Prepaid expenses and other assets, net100,50566,585
Assets of discontinued operations (Note 2)—87,288
Total assets$7,784,982$7,623,088
Liabilities​​
Accounts payable and accrued expenses$248,495$273,959
Operating lease liabilities22,39523,792
Notes payable, net (including $5,747.6 million and $5,739.1 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively)5,752,3285,793,876
Senior notes, net699,231698,562
Income tax liability214,966152,121
Liabilities of discontinued operations (Note 2)—36,948
Total liabilities6,937,4156,979,258
​​
Commitments and contingencies (Note 11)​​
​​
Preferred stock, no par value, 10,000,000 shares authorized:​​
Series A preferred stock, 400,000 shares issued and outstanding (liquidation preference - $40.0 million) at September 30, 2026 and December 31, 2025 (Note 6) (1)40,00040,000
​​
Shareholders' Equity​​
Series B preferred stock, no par value, 3,615,022 shares issued and outstanding at September 30, 2026 (liquidation preference - $90.4 million); 3,584,131 shares issued and outstanding at December 31, 2025 (liquidation preference - $89.6 million) (1)——
Common stock, no par value, 150,000,000 shares authorized: 15,315,071 and 14,922,462 shares issued and outstanding at September 30, 2026 and December 31, 2025, respectively——
Paid-in capital123,165102,276
Retained earnings688,729506,424
Total shareholders’ equity attributable to Atlanticus Holdings Corporation811,894608,700
Noncontrolling interests(4,327)(4,870)
Total equity807,567603,830
Total liabilities, shareholders' equity and temporary equity$7,784,982$7,623,088

(1) Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.