Atlanticus Holdings Corp
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Financial Statements (Unaudited)Condensed Consolidated Balance Sheets
**PART I--FINANCIAL INFORMATION
ITEM 1. FINANCIAL STATEMENTS
Atlanticus Holdings Corporation and Subsidiaries
Condensed Consolidated Balance Sheets (Unaudited)
| September 30, | December 31, | |
|---|---|---|
| 2026 | 2025 | |
| | | |
| Assets | | |
| Cash and cash equivalents (including $241.4 million and $209.6 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively) | $600,502 | $618,616 |
| Restricted cash and cash equivalents (including $105.6 million and $117.6 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively) | 135,562 | 146,314 |
| Loans at fair value (including $6,682.8 million and $6,522.9 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively) | 6,903,165 | 6,647,882 |
| Property at cost, net of depreciation | 9,924 | 12,496 |
| Intangible assets, net (Note 3) | 22,561 | 30,268 |
| Operating lease right-of-use assets | 12,763 | 13,639 |
| Prepaid expenses and other assets, net | 100,505 | 66,585 |
| Assets of discontinued operations (Note 2) | — | 87,288 |
| Total assets | $7,784,982 | $7,623,088 |
| Liabilities | | |
| Accounts payable and accrued expenses | $248,495 | $273,959 |
| Operating lease liabilities | 22,395 | 23,792 |
| Notes payable, net (including $5,747.6 million and $5,739.1 million associated with variable interest entities at September 30, 2026 and December 31, 2025, respectively) | 5,752,328 | 5,793,876 |
| Senior notes, net | 699,231 | 698,562 |
| Income tax liability | 214,966 | 152,121 |
| Liabilities of discontinued operations (Note 2) | — | 36,948 |
| Total liabilities | 6,937,415 | 6,979,258 |
| | | |
| Commitments and contingencies (Note 11) | | |
| | | |
| Preferred stock, no par value, 10,000,000 shares authorized: | | |
| Series A preferred stock, 400,000 shares issued and outstanding (liquidation preference - $40.0 million) at September 30, 2026 and December 31, 2025 (Note 6) (1) | 40,000 | 40,000 |
| | | |
| Shareholders' Equity | | |
| Series B preferred stock, no par value, 3,615,022 shares issued and outstanding at September 30, 2026 (liquidation preference - $90.4 million); 3,584,131 shares issued and outstanding at December 31, 2025 (liquidation preference - $89.6 million) (1) | — | — |
| Common stock, no par value, 150,000,000 shares authorized: 15,315,071 and 14,922,462 shares issued and outstanding at September 30, 2026 and December 31, 2025, respectively | — | — |
| Paid-in capital | 123,165 | 102,276 |
| Retained earnings | 688,729 | 506,424 |
| Total shareholders’ equity attributable to Atlanticus Holdings Corporation | 811,894 | 608,700 |
| Noncontrolling interests | (4,327) | (4,870) |
| Total equity | 807,567 | 603,830 |
| Total liabilities, shareholders' equity and temporary equity | $7,784,982 | $7,623,088 |
(1) Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.
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