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Oak Valley Bancorp

For the period ended Jun 30, 2026. Filed Aug 14, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 14, 2026

OVLY$34.32+0.2%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I – FINANCIAL INFORMATION1
Item 1.Financial Statements1
Condensed Consolidated Balance Sheets at June 30, 2026 (Unaudited) and December 31, 20251
Condensed Consolidated Statements of Income for the three and six-month periods ended June 30, 2026 and June 30, 2025 (Unaudited)2
Condensed Consolidated Statements of Comprehensive Income for the three and six-month periods ended June 30, 2026 and June 30, 2025 (Unaudited)3
Condensed Consolidated Statements of Changes in Shareholders’ Equity for the three and six-month periods ended June 30, 2026 and June 30, 2025 (Unaudited)4
Condensed Consolidated Statements of Cash Flows for the six-month periods ended June 30, 2026 and June 30, 2025 (Unaudited)6
Notes to Condensed Consolidated Financial Statements (Unaudited)6
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations26
Item 3.Quantitative and Qualitative Disclosures About Market Risk42
Item 4.Controls and Procedures42
PART II – OTHER INFORMATION43
Item 1.Legal Proceedings43
Item 1A.Risk Factors43
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds43
Item 3.Defaults Upon Senior Securities43
Item 4.Mine Safety Disclosures43
Item 5.Other Information43
Item 6.Exhibits44
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.