Investar Holding Corp
For the period ended Jun 30, 2026. Filed Aug 6, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 6, 2026
ISTR$28.22+1.5%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| Part I. Financial Information | ||
|---|---|---|
| Item 1. | Financial Statements (Unaudited) | 4 |
| Consolidated Balance Sheets as of June 30, 2026 and December 31, 2025 | 4 | |
| Consolidated Statements of Income for the three and six months ended June 30, 2026 and 2025 | 5 | |
| Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2026 and 2025 | 6 | |
| Consolidated Statements of Changes in Stockholders’ Equity for the three and six months ended June 30, 2026 and 2025 | 7 | |
| Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 2025 | 9 | |
| Notes to the Consolidated Financial Statements | 11 | |
| Note 1. Summary of Significant Accounting Policies | 11 | |
| Note 2. Business Combinations | 13 | |
| Note 3. Earnings Per Common Share | 14 | |
| Note 4. Investment Securities | 15 | |
| Note 5. Loans and Allowance for Credit Losses | 18 | |
| Note 6. Goodwill and Other Intangible Assets | 27 | |
| Note 7. Stockholders’ Equity | 28 | |
| Note 8. Stock-Based Compensation | 29 | |
| Note 9. Derivative Financial Instruments | 31 | |
| Note 10. Fair Values of Financial Instruments | 32 | |
| Note 11. Income Taxes | 37 | |
| Note 12. Commitments and Contingencies | 37 | |
| Note 13. Leases | 38 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 39 |
| Item 3. | Quantitative and Qualitative Disclosures about Market Risk | 63 |
| Item 4. | Controls and Procedures | 63 |
| Part II. Other Information | ||
| Item 1A. | Risk Factors | 64 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 64 |
| Item 5. | Other Information | 65 |
| Item 6. | Exhibits | 66 |
| Signatures | 67 | |
GLOSSARY OF DEFINED TERMS
Below is a listing of certain acronyms, abbreviations and defined terms, among others, used throughout this Quarterly Report on Form 10-Q.
| 2032 Notes | – | 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032 |
|---|---|---|
| ACL | – | Allowance for Credit Losses |
| AFS | – | Available For Sale |
| ALCO | – | Asset/Liability Committee |
| Annual Report | – | Investar Holding Corporation’s Annual Report on Form 10-K for the year ended December 31, 2025, filed with the SEC on March 16, 2026 |
| ASC | – | Accounting Standards Codification |
| ASU | – | Accounting Standards Update |
| Bank | – | Investar Bank, National Association |
| Board | – | Board of Directors of Investar Holding Corporation |
| BOLI | – | Bank Owned Life Insurance |
| CECL | – | Current Expected Credit Loss |
| CODM | – | Chief Operating Decision Maker |
| Company | – | Investar Holding Corporation and its wholly-owned subsidiary the Bank (also, “we,” “our,” or “us”) |
| FASB | – | Financial Accounting Standards Board |
| FDIC | – | Federal Deposit Insurance Corporation |
| FHLB | – | Federal Home Loan Bank |
| FNB | – | First National Bank |
| FRB | – | Federal Reserve Bank of Atlanta |
| GAAP | – | U.S. Generally Accepted Accounting Principles |
| HTM | – | Held To Maturity |
| MD&A | – | Management’s Discussion and Analysis of Financial Condition and Results of Operations |
| NAICS | – | North American Industry Classification System |
| OCC | – | Office of the Comptroller of the Currency |
| PCD | – | Purchased Credit Deteriorated |
| PSL | – | Purchased Seasoned Loan |
| ROU | – | Right-Of-Use |
| RSU | – | Restricted Stock Unit |
| SBIC | – | Small Business Investment Company |
| SEC | – | U.S. Securities and Exchange Commission |
| Series A Preferred Stock | – | 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock |
| WFB | – | Wichita Falls Bancshares, Inc. |
| U.S. | – | United States |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.