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Midas Edge

NSTS Bancorp, Inc.

For the period ended Dec 31, 2025. Filed Mar 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 27, 2026

NSTS$14.26+0.5%Stored close · as of Sep 30, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

PART I
Item 1. Business1
Item 1A. Risk Factors29
Item 1B. Unresolved Staff Comments29
Item 1C. Cybersecurity29
Item 2. Properties30
Item 3. Legal Proceedings30
Item 4. Mine Safety Disclosures30
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities31
Item 6. [Reserved]32
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations32
Item 7A. Quantitative and Qualitative Disclosures About Market Risk41
Item 8. Financial Statements and Supplementary Data41
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.41
Item 9A. Controls and Procedures42
Item 9B. Other Information43
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections43
PART III
Item 10. Directors, Executive Officers and Corporate Governance43
Item 11. Executive Compensation43
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters44
Item 13. Certain Relationships and Related Transactions, and Director Independence44
Item 14. Principal Accountant Fees and Services44
PART IV
Item 15. Exhibit and Financial Statement Schedules45
Index to Consolidated Financial Statements
CONSOLIDATED FINANCIAL STATEMENTS48
Signatures84
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.