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PLUMAS BANCORP

For the period ended Dec 31, 2025. Filed Mar 19, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 19, 2026

PLBC$62.82+0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Table of Contents

Page
PART I
Item 1.Business2
Item 1A.Risk Factors11
Item 1B.Unresolved Staff Comments19
Item 1C.Cybersecurity19
Item 2.Properties20
Item 3.Legal Proceedings21
Item 4.Mine Safety Disclosures21
PART II
Item 5.Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities22
Item 6.[RESERVED]23
Item 7.Management's Discussion and Analysis of Financial Condition and Results of Operations24
Item 7A.Quantitative and Qualitative Disclosures About Market Risk43
Item 8.Financial Statements and Supplementary DataF-1
Item 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure44
Item 9A.Controls and Procedures44
Item 9B.Other Information44
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections44
PART III
Item 10.Directors, Executive Officers and Corporate Governance45
Item 11.Executive Compensation45
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters46
Item 13.Certain Relationships and Related Transactions, and Director Independence47
Item 14.Principal Accountant Fees and Services47
PART IV
Item 15.Exhibits and Financial Statement Schedules48
Signatures52

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ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.