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Investar Holding Corp

For the period ended Dec 31, 2025. Filed Mar 16, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 16, 2026

ISTR$28.12-0.4%Stored close · as of Nov 10, 2026

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Item 15. Exhibits and Financial Statement Schedules

(a)Documents Filed as Part of this Report.
(1)The following financial statements are incorporated by reference from Item 8. Financial Statements and Supplementary Data hereof:

Report of Independent Registered Public Accounting Firms (PCAOB ID:243)

Consolidated Statements of Changes in Stockholders’ Equity for the Years Ended December 31, 2025, 2024 and 2023

(2)All schedules for which provision is made in the applicable accounting regulations of the SEC are omitted because of the absence of conditions under which they are required or because the required information is included in the consolidated financial statements and related notes thereto.
Exhibit NumberDescriptionLocation
2.1Agreement and Plan of Merger, dated July 1, 2025, by and among Investar Holding Corporation and Wichita Falls Bancshares, Inc.Exhibit 2.1 to the Current Report on Form 8-K of the Company filed with the SEC on July 1, 2025 and incorporated herein by reference.
3.1Composite Articles of Incorporation of Investar Holding CorporationExhibit 3.1 to the Quarterly Report on Form 10-Q of the Company filed with the SEC on August 6, 2025 and incorporated herein by reference.
3.2Amended and Restated By-laws of Investar Holding CorporationExhibit 3.2 to the Registration Statement on Form S-4 of the Company filed October 10, 2017 and incorporated herein by reference
4.1Specimen Common Stock CertificateExhibit 4.1 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
4.2Specimen Certificate representing Series A Non-Cumulative Perpetual Convertible Preferred StockExhibit 4.1 to the Current Report on Form 8-K of the Company filed with the SEC on July 1, 2025 and incorporated herein by reference.
4.3Description of Registrant’s Securities Registered under Section 12 of the Securities Exchange Act of 1934Exhibit 4.2 to the Annual Report on Form 10-K of the Company filed March 9, 2022 and incorporated herein by reference
4.4Indenture, dated April 6, 2022, by and among Investar Holding Corporation and UMB Bank, National Association, as trusteeExhibit 4.1 to the Current Report on Form 8-K filed with the SEC on April 7, 2022 and incorporated herein by reference.
4.5Form of 5.125% Fixed-to-Floating Rate Subordinated Note due 2032Exhibit 4.2 to the Current Report on Form 8-K filed with the SEC on April 7, 2022 and incorporated herein by reference
10.1*Employment Agreement, dated August 1, 2020 by and among Investar Holding Corporation, Investar Bank, National Association, and John J. D’AngeloExhibit 10.1 to the Current Report on Form 8-K filed August 6, 2020 and incorporated herein by reference
10.2*Employment Agreement, dated as of October 31, 2025, by and between Investar Bank, National Association and John R. CampbellExhibit 10.1 to the Current Report on Form 8-K filed with the SEC on November 3, 2025 and incorporated herein by reference.
10.3*Salary Continuation Agreement, dated October 31, 2025, by and between Investar Bank and John R. CampbellExhibit 10.2 to the Current Report on Form 8-K filed with the SEC on November 3, 2025 and incorporated herein by reference.
10.4*Split Dollar Agreement, dated May 9, 2024, by and between Investar Bank and John R. CampbellExhibit 10.3 to the Current Report on Form 8-K filed with the SEC on November 3, 2025 and incorporated herein by reference.
10.5*First Amendment to Split Dollar Agreement, dated October 31, 2025, by and between Investar Bank and John R. CampbellExhibit 10.4 to the Current Report on Form 8-K filed with the SEC on November 3, 2025 and incorporated herein by reference.
10.6*Amended and Restated Investar Holding Corporation 2017 Long-Term Incentive Compensation PlanExhibit 10.1 to the Current Report on Form 8-K filed May 20, 2021 and incorporated herein by reference
10.7*Salary Continuation Agreement, dated as of February 28, 2018, by and between Investar Bank and John D’AngeloExhibit 10.1 to the Current Report on Form 8-K of the Company filed March 1, 2018 and incorporated herein by reference
10.8*Supplemental Salary Continuation Agreement, dated May 22, 2019, by and between Investar Bank and John D’AngeloExhibit 10.1 to the Current Report on Form 8-K of the Company filed May 23, 2019 and incorporated herein by reference
10.9*Form of Split Dollar Agreement by and between Investar Bank and each executive entering into a Salary Continuation AgreementExhibit 10.4 to the Current Report on Form 8-K of the Company filed March 1, 2018 and incorporated herein by reference
10.10*Form of First Amendment to Split Dollar Agreement by and between Investar Bank and each executive entering into a Supplemental Salary Continuation AgreementExhibit 10.3 to the Current Report on Form 8-K filed May 23, 2019 and incorporated herein by reference
10.11*Investar Holding Corporation 2014 Long-Term Incentive Compensation Plan, as amended by Amendment No. 1 to Investar Holding Corporation 2014 Long Term Incentive PlanExhibit 10.1 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and, as to Amendment No.1, Exhibit 99.2 to the Registration Statement on Form S-8 of the Company filed October 30, 2014, each of which is incorporated herein by reference
10.12*Form of Stock Option Grant Agreement under the 2014 Long-Term Incentive Compensation Plan, as amended by Amendment No. 1 to Investar Holding Corporation 2014 Long Term Incentive PlanExhibit 10.2 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
10.13*Form of Stock Option Grant Agreement under the Amended and Restated 2017 Long-Term Incentive Compensation PlanExhibit 10.9 to the Annual Report on Form 10-K of the Company filed March 15, 2019 and incorporated herein by reference
10.14*Form of Restricted Stock Unit Agreement for EmployeesExhibit 10.15 to the Annual Report on Form 10-K of the Company filed March 15, 2019 and incorporated herein by reference
10.15*Form of Restricted Stock Unit Agreement for Non-Employee DirectorsExhibit 10.16 to the Annual Report on Form 10-K of the Company filed March 15, 2019 and incorporated herein by reference
10.16*Form of Restricted Stock Unit Agreement for Non-Employee Directors - Five Year VestingExhibit 10.1 to the Quarterly Report on Form 10-Q of the Company filed with the SEC on May 7, 2025 and incorporated herein by reference.
10.17*Investar Holding Corporation 401(k) Plan, as restated effective January 1, 2021Exhibit 10.20 to the Annual Report on Form 10-K of the Company filed March 10, 2021 and incorporated herein by reference
10.18Form of Securities Purchase Agreement, dated June 30, 2025, by and between Investar Holding Corporation and the purchasers set forth thereinExhibit 10.1 to the Current Report on Form 8-K of the Company filed with the SEC on July 1, 2025 and incorporated herein by reference.
10.19Form of Registration Rights Agreement, dated June 30, 2025, by and between Investar Holding Corporation and the purchasers set forth thereinExhibit 10.2 to the Current Report on Form 8-K of the Company filed with the SEC on July 1, 2025 and incorporated herein by reference.
16.1Letter from Horne LLP dated November 1, 2025Exhibit 16.1 to the Current Report on Form 8-K of the Company filed with the SEC on November 3, 2025 and incorporated herein by reference.
19.1Investar Holding Corporation Insider Trading PolicyFiled herewith
21.1Subsidiaries of the RegistrantFiled herewith
23.1Consent of BDO USA, P.C.Filed herewith
31.1Rule 13a-14(a) Certification of Principal Executive Officer of the Company in accordance with Section 302 of the Sarbanes-Oxley Act of 2002Filed herewith
31.2Rule 13a-14(a) Certification of Principal Financial Officer of the Company in accordance with Section 302 of the Sarbanes-Oxley Act of 2002Filed herewith
32.1Section 1350 Certification of Principal Executive Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002Filed herewith
32.2Section 1350 Certification of Principal Financial Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002Filed herewith
97.1Investar Holding Corporation Clawback PolicyExhibit 97.1 to the Annual Report on Form 10-K of the Company filed March 7, 2024 and incorporated herein by reference
101.INSInline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL documentFiled herewith
101.SCHInline XBRL Taxonomy Extension Schema DocumentFiled herewith
101.CALInline XBRL Taxonomy Extension Calculation Linkbase DocumentFiled herewith
101.DEFInline XBRL Taxonomy Extension Definition Linkbase DocumentFiled herewith
101.LABInline XBRL Taxonomy Extension Label Linkbase DocumentFiled herewith
101.PREInline XBRL Taxonomy Extension Presentation Linkbase DocumentFiled herewith
104Cover Page Interactive Data File (embedded within the Inline XBRL Document and include in Exhibit 101)Filed herewith
  • Management contract or compensatory plan or arrangement.
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