Eagle Bancorp Montana, Inc.
For the period ended Dec 31, 2025. Filed Mar 9, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 9, 2026
EBMT$20.58-0.8%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Financial Condition
| December 31, | ||
|---|---|---|
| 2025 | 2024 | |
| ASSETS: | ||
| Cash and due from banks | $24,110 | $29,824 |
| Interest-bearing deposits in banks | 38,852 | 1,735 |
| Total cash and cash equivalents | 62,962 | 31,559 |
| Securities available-for-sale, at fair value (amortized cost of $299,162 at December 31, 2025 and $319,939 at December 31, 2024) | 281,692 | 292,590 |
| Federal Home Loan Bank ("FHLB") stock | 2,650 | 7,778 |
| Federal Reserve Bank ("FRB") stock | 4,131 | 4,131 |
| Mortgage loans held-for-sale, at fair value | 7,452 | 13,368 |
| Loans receivable, net of allowance for credit losses of $17,370 at December 31, 2025 and $16,850 at December 31, 2024 | 1,501,649 | 1,503,796 |
| Accrued interest and dividends receivable | 14,448 | 12,890 |
| Mortgage servicing rights, net | 15,043 | 15,376 |
| Assets held-for-sale, at cost | - | 960 |
| Premises and equipment, net | 101,438 | 101,540 |
| Cash surrender value of life insurance, net | 54,708 | 53,232 |
| Goodwill | 34,740 | 34,740 |
| Core deposit intangible, net | 3,314 | 4,499 |
| Deferred tax asset, net | 8,333 | 10,364 |
| Other assets | 13,807 | 16,267 |
| Total assets | $2,106,367 | $2,103,090 |
| LIABILITIES: | ||
| Deposit accounts: | ||
| Noninterest-bearing | $452,183 | $419,211 |
| Interest-bearing | 1,329,416 | 1,262,017 |
| Total deposits | 1,781,599 | 1,681,228 |
| Accrued expenses and other liabilities | 50,482 | 47,018 |
| Federal Funds Purchased | 105 | - |
| FHLB advances and other borrowings | 37,917 | 140,930 |
| Other long-term debt: | ||
| Principal amount | 45,155 | 60,155 |
| Unamortized debt issuance costs | (705) | (1,006) |
| Total other long-term debt, net | 44,450 | 59,149 |
| Total liabilities | 1,914,553 | 1,928,325 |
| COMMITMENTS AND CONTINGENCIES (NOTE 10) | ||
| SHAREHOLDERS' EQUITY: | ||
| Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding) | - | - |
| Common stock (par value $0.01 per share; 20,000,000 shares authorized; 8,507,429 shares issued at December 31, 2025 and December 31, 2024; 7,957,769 shares outstanding at December 31, 2025 and 8,027,177 shares outstanding at December 31, 2024) | 85 | 85 |
| Additional paid-in capital | 108,086 | 108,334 |
| Unallocated common stock held by Employee Stock Ownership Plan ("ESOP") | (3,437) | (4,010) |
| Treasury stock, at cost (549,660 shares at December 31, 2025 and 480,252 shares at December 31, 2024) | (11,567) | (10,762) |
| Retained earnings | 111,521 | 101,264 |
| Accumulated other comprehensive loss, net of tax | (12,874) | (20,146) |
| Total shareholders' equity | 191,814 | 174,765 |
| Total liabilities and shareholders' equity | $2,106,367 | $2,103,090 |
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