MERCANTILE BANK CORP
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
MBWM$60.57+0.5%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
| Page | ||
|---|---|---|
| PART I - FINANCIAL INFORMATION | ||
| Item 1. | Business | 2 |
| Item 1A. | Risk Factors | 10 |
| Item 1B. | Unresolved Staff Comments | 18 |
| Item 1C. | Cybersecurity | 19 |
| Item 2. | Properties | 20 |
| Item 3. | Legal Proceedings | 20 |
| Item 4. | Mine Safety Disclosures | 20 |
| PART II - OTHER INFORMATION | ||
| Item 5. | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 20 |
| Item 6. | [Reserved] | 23 |
| Item 7. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 23 |
| Item 7A. | Quantitative and Qualitative Disclosure About Market Risk | 23 |
| Item 8. | Financial Statements and Supplementary Data | 24 |
| Item 9. | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | 24 |
| Item 9A. | Controls and Procedures | 24 |
| Item 9B. | Other Information | 24 |
| Item 9C. | Disclosure Regarding Foreign Jurisdictions that Prevent Inspections | 24 |
| PART III | ||
| Item 10. | Directors, Executive Officers and Corporate Governance | 24 |
| Item 11. | Executive Compensation | 24 |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | 25 |
| Item 13. | Certain Relationships and Related Transactions and Director Independence | 25 |
| Item 14. | Principal Accountant Fees and Services | 25 |
| PART IV | ||
| Item 15. | Exhibits and Financial Statement Schedules | 26 |
| Item 16. | Form 10–K Summary | 26 |
| SIGNATURES | F-89 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.