ConnectOne Bancorp, Inc.
For the period ended Dec 31, 2025. Filed Feb 24, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 24, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
| Page | ||
|---|---|---|
| PART I | ||
| Item 1 | Business | 4 |
| Item 1A | Risk Factors | 23 |
| Item 1B | Unresolved Staff Comments | 34 |
| Item 1C | Cybersecurity | 35 |
| Item 2 | Properties | 37 |
| Item 3 | Legal Proceedings | 38 |
| Item 4 | Mine Safety Disclosures | 38 |
| PART II | ||
| Item 5 | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 39 |
| Item 6 | [Reserved] | 41 |
| Item 7 | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 42 |
| Item 7A | Quantitative and Qualitative Disclosures About Market Risk | 74 |
| PART II | ||
| Item 8 | Financial Statements and Supplementary Data: | 75 |
| Report of Independent Registered Public Accounting Firm | 76 | |
| Consolidated Statements of Financial Condition | 80 | |
| Consolidated Statements of Income | 81 | |
| Consolidated Statements of Comprehensive Income | 82 | |
| Consolidated Statements of Changes in Stockholders’ Equity | 83 | |
| Consolidated Statements of Cash Flows | 84 | |
| Notes to Consolidated Financial Statements | 85 | |
| Item 9 | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | 166 |
| Item 9A | Controls and Procedures | 166 |
| Item 9B | Other Information | 167 |
| PART III | ||
| Item 10 | Directors, Executive Officers and Corporate Governance | 168 |
| Item 11 | Executive Compensation | 168 |
| Item 12 | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | 169 |
| Item 13 | Certain Relationships and Related Transactions, and Director Independence | 169 |
| Item 14 | Principal Accounting Fees and Services | 169 |
| PART IV | ||
| Item 15 | Exhibits, Financial Statements Schedules | 170 |
| Signatures | 173 | |
Information included in or incorporated by reference in this Annual Report on Form 10-K, other filings with the Securities and Exchange Commission, the Company’s press releases or other public statements, contain or may contain forward-looking statements. Please refer to a discussion of the Company’s forward-looking statements and associated risks in“Item 1 - Business–*** Forward Looking Statements***”*** and***“Item 1A - Risk Factors”*** in this Annual Report on Form 10-K.***
CONNECTONE BANCORP, INC.
FORM 10-K
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.