FS Bancorp, Inc.
For the period ended Sep 30, 2025. Filed Nov 10, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 10, 2025
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
FS Bancorp,** Inc.
Form 10‑Q
| Page Number | ||
|---|---|---|
| PART I · FINANCIAL INFORMATION | ||
| Item 1. · Financial Statements | ||
| Consolidated Balance Sheets at September 30, 2025 (Unaudited) and December 31, 2024 | 3 | |
| Consolidated Statements of Income for the Three and Nine Months Ended September 30, 2025 and 2024 (Unaudited) | 4 | |
| Consolidated Statements of Comprehensive Income for the Three and Nine Months Ended September 30, 2025 and 2024 (Unaudited) | 5 | |
| Consolidated Statements of Changes in Stockholders’ Equity for the Three and Nine Months Ended September 30, 2025 and 2024 (Unaudited) | 6 | |
| Consolidated Statements of Cash Flows for the Nine Months Ended September 30, 2025 and 2024 (Unaudited) | 8 - 9 | |
| Notes to Consolidated Financial Statements | 10 - 50 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 51 - 64 |
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 64 |
| Item 4. | Controls and Procedures | 64 |
| PART II | OTHER INFORMATION | 65 |
| Item 1. | Legal Proceedings | 65 |
| Item 1A. | Risk Factors | 65 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 65 |
| Item 3. | Defaults Upon Senior Securities | 66 |
| Item 4. | Mine Safety Disclosures | 66 |
| Item 5. | Other Information | 66 |
| Item 6. | Exhibits | 67 |
| SIGNATURES | 68 | |
When we refer to “FS Bancorp” in this report, we are referring to FS Bancorp, Inc. When we refer to “Bank” or “1st Security Bank” in this report, we are referring to 1st Security Bank of Washington, the wholly owned subsidiary of FS Bancorp. As used in this report, the terms “we,” “our,” “us,” and “Company” refer to FS Bancorp, Inc. and its consolidated subsidiary, 1st Security Bank of Washington, unless the context indicates otherwise.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.