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Midas Edge

Waterstone Financial, Inc.

For the period ended Jun 30, 2025. Filed Aug 7, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 7, 2025

WSBF$20.51+3.3%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

WATERSTONE FINANCIAL, INC.

10-Q INDEX

Page No.
PART I. FINANCIAL INFORMATION
Item l. Financial Statements
Consolidated Statements of Financial Condition as of June 30, 2025 (unaudited) and December 31, 20243
Consolidated Statements of Income for the three and six months ended June 30, 2025 and 2024 (unaudited)4
Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2025 and 2024 (unaudited)5
Consolidated Statements of Changes in Shareholders’ Equity for the three and six months ended June 30, 2025 and 2024 (unaudited)6
Consolidated Statements of Cash Flows for the six months ended June 30, 2025 and 2024 (unaudited)8
Notes to Consolidated Financial Statements (unaudited)9-34
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations35-54
Item 3. Quantitative and Qualitative Disclosures about Market Risk55
Item 4. Controls and Procedures56
PART II. OTHER INFORMATION
Item 1. Legal Proceedings56
Item 1A. Risk Factors56
Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities57
Item 3. Defaults Upon Senior Securities57
Item 4. Mine Safety Disclosures57
Item 5. Other Information58
Item 6. Exhibits58
Signatures58
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.