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MERCANTILE BANK CORP

For the period ended Jun 30, 2025. Filed Aug 1, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 1, 2025

MBWM$61.63+1.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX

PART I.Financial InformationPage No.
Item 1. Financial Statements
Consolidated Balance Sheets – June 30, 2025 (Unaudited) and December 31, 20241
Consolidated Statements of Income (Unaudited) - Three and Six Months Ended June 30, 2025 and June 30, 20242
Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - Three and Six Months Ended June 30, 2025 and June 30, 20243
Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three and Six Months Ended June 30, 2025 and June 30, 20244
Consolidated Statements of Cash Flows (Unaudited) – Six Months Ended June 30, 2025 and June 30, 20248
Notes to Consolidated Financial Statements (Unaudited)10
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations46
Item 3. Quantitative and Qualitative Disclosures About Market Risk62
Item 4. Controls and Procedures64
PART II.Other Information
Item 1. Legal Proceedings65
Item 1A. Risk Factors65
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds67
Item 3. Defaults Upon Senior Securities67
Item 4. Mine Safety Disclosures67
Item 5. Other Information67
Item 6. Exhibits68
Signatures69
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.