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NSTS Bancorp Inc

For the period ended Dec 31, 2023. Filed Mar 28, 2024.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Mar 28, 2024

NSTS$14.26+0.5%Stored close · as of Sep 30, 2026

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Contents

Item 2. Properties

We currently conduct business from our main office, two full-service branch offices and three loan production offices. The following table sets forth the net book value of the land, building and leasehold improvements and certain other information with respect to our offices at December 31, 2023.

Description/AddressNet Book Value of PropertyAmount of Deposits
(Dollars in thousands)
Main Office:
700 S. Lewis Avenue, Waukegan, Illinois 60085$823$106,529
Branch Offices:
1233 N. Green Bay Road, Waukegan, Illinois 600851,04039,610
3060 W. Sand Lake Road, Lindenhurst, Illinois 600463,31622,687
Total$5,179$168,826
Loan Production Offices:
2149 W. Roscoe Street, Chicago, Illinois 60618(1)N/AN/A
75 Executive Dr, Aurora, Illinois 60504(2)N/AN/A
24252 West Main Street, Plainfield, Illinois 60544(2)N/AN/A
(1)The loan production office is leased by North Shore Trust and Savings and does not accept deposits. The lease expired on December 31, 2023 and was not renewed. A new lease was signed for 875 N. Michigan Ave, Chicago, IL 60611 which is set to expire in December 2024.
(2)The loan production offices are leased by North Shore Trust and Savings and do not accept deposits. The leases are short-term in nature and expire in 12-24 months.
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.