Waterstone Financial Inc

For the period ended Dec 31, 2023. Filed Mar 6, 2024.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Mar 6, 2024

WSBF$20.51+3.3%Stored close · as of Nov 9, 2026

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Contents

Powers of Attorney

POWER OF ATTORNEY

Each person whose signature appears below hereby authorizes William F. Bruss or Mark R. Gerke, or any of them, as attorneys-in-fact with full power of substitution, to execute in the name and on behalf of such person, individually, and in each capacity stated below or otherwise, and to file, any and all amendments to this report.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated.*

Signature and Title

Chief Executive Officer and Director
/s/ William F. Bruss	/s/ Patrick S. Lawton
William F. Bruss,	Patrick S. Lawton, Chairman and Director
(Principal Executive Officer)
/s/ Mark R. Gerke	/s/ Ellen S. Bartel
Mark R. Gerke	Ellen S. Bartel, Director
Chief Financial Officer
(Principal Financial & Accounting Officer)
	/s/ Michael L. Hansen
	Michael L. Hansen, Director
	/s/ Douglas S. Gordon
	Douglas S. Gordon, Director
	/s/ Kristine A. Rappé
	Kristine A. Rappé, Director
	/s/ Stephen J. Schmidt
	Stephen J. Schmidt, Director
	/s/ Derek L. Tyus
	Derek L. Tyus, Director

*Each of the above signatures is affixed as of March 6, 2024.

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