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ConnectOne Bancorp Inc

For the period ended Dec 31, 2023. Filed Feb 23, 2024.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Feb 23, 2024

CNOB$33.02+1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I
Item 1Business5
Item 1ARisk Factors21
Item 1BUnresolved Staff Comments30
Item 1CCybersecurity31
Item 2Properties33
Item 3Legal Proceedings33
Item 4Mine Safety Disclosures33
PART II
Item 5Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities34
Item 6[Reserved]36
Item 7Management’s Discussion and Analysis of Financial Condition and Results of Operations37
Item 7AQuantitative and Qualitative Disclosures About Market Risk66
PART II
Item 8Financial Statements and Supplementary Data:67
Report of Independent Registered Public Accounting Firm68
Consolidated Statements of Financial Condition71
Consolidated Statements of Income72
Consolidated Statements of Comprehensive Income73
Consolidated Statements of Changes in Stockholders’ Equity74
Consolidated Statements of Cash Flows75
Notes to Consolidated Financial Statements76
Item 9Changes in and Disagreements with Accountants on Accounting and Financial Disclosure139
Item 9AControls and Procedures139
Item 9BOther Information140
PART III
Item 10Directors, Executive Officers and Corporate Governance141
Item 11Executive Compensation141
Item 12Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters141
Item 13Certain Relationships and Related Transactions, and Director Independence141
Item 14Principal Accounting Fees and Services141
PART IV
Item 15Exhibits, Financial Statements Schedules142
Signatures145

Information included in or incorporated by reference in this Annual Report on Form 10-K, other filings with the Securities and Exchange Commission, the Company’s press releases or other public statements, contain or may contain forward-looking statements. Please refer to a discussion of the Company’s forward-looking statements and associated risks in“Item 1 - Business–*** Forward Looking Statements***”*** and***“Item 1A - Risk Factors”*** in this Annual Report on Form 10-K.***

CONNECTONE BANCORP, INC.

FORM 10-K

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.