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COMMUNITY FINANCIAL SYSTEM INC

For the period ended Dec 31, 2024. Filed Feb 28, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 28, 2025

CBU$64.88-1.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 8. Financial Statements and Supplementary Data:

The following consolidated financial statements and independent registered public accounting firm’s report of Community Financial System, Inc. are contained on pages 84 through 154 of this item.

·Consolidated Statements of Condition,

December 31, 2024 and 2023

·Consolidated Statements of Income,
·Consolidated Statements of Comprehensive Income (Loss),
·Consolidated Statements of Changes in Shareholders’ Equity,
·Consolidated Statements of Cash Flows,
·Notes to Consolidated Financial Statements,

December 31, 2024

·Management’s Report on Internal Control Over Financial Reporting
·Report of Independent Registered Public Accounting Firm (PCAOB ID 238)
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.